Which of the following describes the requirements that an insured must meet for coverage?

The requirements that an insured must meet for coverage are outlined in the conditions of the insurance policy. Conditions specify the duties and responsibilities of both the insured and the insurer in the context of the policy. For example, conditions might include the obligation of the insured to report a claim within a certain timeframe or to cooperate with the insurer during an investigation. These stipulations are crucial because failing to adhere to them could result in a denial of a claim or a lapse in coverage.

In contrast, declarations provide specific details about the insured’s coverage, such as the types of coverage and limits. Exclusions outline what is not covered by the policy, which helps clarify the boundaries of the coverage provided. Definitions serve to clarify terminology used within the policy but do not impose requirements on the insured. Thus, conditions are fundamentally about the obligations essential for maintaining coverage, making them the correct choice.