What is the proximate cause of the loss when Jane's shed burns due to a tornado knocking over a lantern?

In determining the proximate cause of a loss, one must identify the primary event or action that directly leads to the loss occurring. In this scenario, the tornado's primary action is to knock over the lantern, which then leads to the fire that ultimately burns Jane's shed.

By understanding proximate cause, we recognize that while the fire is the immediate result of the chain of events, the tornado itself is what set this chain in motion. The wind from the tornado is instrumental in this situation because it is the agent causing the lantern to fall, resulting in the fire. This illustrates that the force of the wind, or the tornado, is the underlying cause that ultimately leads to the loss of Jane's shed. Thus, wind is correctly identified as the proximate cause in this context, as it directly initiated the sequence of events that led to the damage.