What is the main intent behind committing fraud in an insurance context?

The main intent behind committing fraud in an insurance context is to profit from an insurance policy. This often involves providing false information or exaggerating claims to secure a financial gain that the policyholder isn't entitled to. For example, an individual might stage an accident or falsify damage to obtain money from an insurer that exceeds what is rightfully owed. The act of fraud is driven by the desire to receive illicit financial benefits, which can undermine the integrity of the insurance system and lead to higher costs for all insured individuals.