In Roxanne's case, how much can she expect to receive in her settlement from her insurer after her home was damaged?

Study for the Missouri Insurance Adjuster Exam with flashcards and multiple choice questions. Each question comes with detailed explanations to ensure you are fully prepared for your exam!

To determine how much Roxanne can expect to receive in her settlement, it's important to consider the factors affecting her claim, such as the extent of damage to her home, her policy limits, deductibles, and any applicable endorsements or additional coverages that might be in effect.

Based on the information that leads to the settlement figure, the amount of $11,600 suggests that this figure likely reflects the total cost of repair minus any applicable deductible or other adjustments that the insurance company might apply based on the terms of Roxanne's policy.

Insurance settlements are typically calculated based on actual cash value (ACV) or replacement cost value (RCV), depending on the policy. The amount of $11,600 could represent a valuation that takes into consideration all relevant factors associated with Roxanne's home and the specifics of her insurance policy.

Other options, while numerical figures in close proximity, do not reflect the determined amount that aligns with the adjusted values or estimates derived during the claiming process. Thus, $11,600 being the answer indicates a comprehensive evaluation of her damages against policy terms and applicable regulations.

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