If James has accepted $10,000 from his own insurance, how much can he sue Andrea for personal injury?

In personal injury cases, the principle of "collateral source" applies. This rule states that if an injured party receives compensation from a source unrelated to the wrongdoer (in this case, James receiving $10,000 from his own insurance), the compensation from that source cannot be used to reduce the amount of damages that can be recovered from the wrongdoer.

James has received $10,000 from his insurance, which compensates him for his injuries. However, if the total damages resulting from his injuries amount to more than $10,000, he can still pursue Andrea for the difference, represented here as $2,000, given that the total damages were initially $12,000.

This means that James can sue Andrea for the amount that exceeds what he has already received from his insurance. Therefore, the amount he can sue Andrea for personal injury, in this case, is $2,000, which reflects the remaining damages after accounting for the received $10,000 compensation.